Something else to keep in mind is that kids don't care where they live, their life revolves around family and friends not buildings.

My question revolves around taxes and write-offs.

@Danielle D.Welcome to the site.I would check with some lenders for a pre approval. 25k in revolving debt doies not seem that high to me.

You "buy" money at 4.5%, and you push that same money right back out the revolving door charging 10%. 

My question revolves around putting out as little cash reserves as possible - a $40K-$50K down payment takes the loan to value down around 70-75%, so would I want to get a HELOC and make down payment out of that, then pay the first 6-8 years of mortgage on this 2nd property out of her IRA? 

What I have found however is that my Section 8 tenants are dream tenants, as most of them will follow all rules and keep their places pretty nice so they do not violate rules and lose their Section 8 voucher.The ones who are not on Section 8 however it has been a revolving door.

My business plan revolves around investors and investing, so be sure to contact me when your ready to jump in.

There are a host of common sense reasons for this and mostly revolving around exact locations.

Typically this revolves around time, risk, and control, aka: debt, involvement, and...well, control.

I've got a few other things going simultaneously as well in an effort to make sure I have some kind of cash flow as I transition out (Starting a business which I won't plug here,) but again it will all revolve around the end goal of investing in real estate and building out long term wealth.