Hi all, my son is an athlete.

Specialty tools and material needed to remove and install an new HVAC system:Refrigerant recovery machine - $750Refrigerant recovery tank - $100Cost to dispose of recovered refrigerant - up to $10,000 fine if not done properly - You will have to find a refrigerant reclaiming facility to work with you if you are not certifiedVacuum pump - $35025 lb tank R-410A refrigerant ( if you can find someone to sell it to you without proper cert ) $250Micron gauge - $150Refrigeration gauges ( cheap set ) - $100Nitrogen tank and regulator - $350These things alone put you over $2000 additional and that's assuming you already have the other necessities such as a torch, brazing supplies and piping tools.Keep in mind that if you don't know how to properly install a refrigeration piping system the result will be shortened equipment life.

For example, payments made in the last X days before the filing could be considered preferential and subject to recovery/return to the estate and distribution amongst creditors.

The island for sure took a severe hit with the storm and there is still work to be done, but every day there are positive signs of recovery.. 

I think we're at just about an 80% recovery to former prices here in the Inland Empire; however, I don't we're going to reach the same highs for some time, perhaps not this cycle.

After that, limits begin to kick in that would prevent various kinds of “service” providers -- including doctors, lawyers, investment advisers and brokers, and professional athletes -- from receiving its benefit at higher income amounts."

Ouch.But since then, we’ve seen a major recovery.

The way I figured is if I failed I was young enough to recover. I

Remember the most money is made during a recession/recovery/repositioning or whatever you call it.

They say acknowledgement is the first step in the road to recovery.