Its so nice to see someone who is actually doing it chime in and add value to the discussion.

@Gayle EisnerThank you for your time and breaking it down so nicely with the Pros and Cons. 

Phrasing it that way allows you to just start a conversation and uncover their motivation, or lack thereof.

Of course, I had done some digging in advance, since I did uncover that they lived in a place they owned; I initially suspected they might be ready for foreclosure, but no lawsuit (PA is judicial) had yet been filed at the county courthouse.