My goal is capital preservation (low risk investments) with very decent cash flow.I'm not ruling out buying rentals in HoCo, AA or MontCo, but at this point, they don't meet the criteria I'm looking for in a longer-term RE investment.

This seems to an appropriate place to share the following:A Comprehensive Wealth Management plan:1.Creates and Grows Wealtha.Assures that their investments are appropriate to achieve desired goals.b.Reviews their income tax situation to make sure they are not paying unnecessary taxes on investment income and excessive capital gains tax.c.Assures their life insurance is adequate in case of premature death.2.Protects and Preserves Wealtha.Reviews current plans for paying for the consequences of life’s unknowns.

I'd rather preserve what I've got and stash cash from this point on (I completed two cash out refis recently to pull equity out for the next round!)

The house would be ideal to rent to doctors and interns that work there.The property is on a quiet street with very little traffic (I think a car drives by every 20 minutes) and is great for walking/jogging, strolling kids, etc.You're near Caves Valley Country Club- a prestigious club in the area.You're surrounded by many homes that are 2x, 4x and even 10x the value of ours.There are a few private schools in the immediate areaThe property backs up to a preservation trust, guarantying privacy indefinitely.I will be reaching out to a few real estate agents in the area but first I wanted to start here to see if anyone had any good information that would allow me to conclude on a reasonable monthly rental income amount for my analysis. 

Therefore, I strongly feel investors should secure as much strong, secure passive investments as they can, thereby preserving their precious time for those activities that demand it and deserve it.In the stock market world, a popular passive investment is a mutual fund.

Even if she is left with half of her cash settlement after making a down payment, that money is new to her life and will likely not be saved or preserved for future mortgage payments.

If you buy bonds from your home state, they are tax free, as well as if you buy in a state that doesn't have income tax;- T-bills are the safest choice if you are just looking for preservation of that capital;- As interest rates rise, consider owning some debt/notes, though if you think rates will continue to rise long-term, focus on short-term or variable rate debt/notes.

We're looking at preserving quality of life, though.

All I do is mostly multifamily and triple net.On one side you wealth preservation,offset of capital gains,and some cash on cash with triple net.With multifamily you have a few percent more on the cap with more in rent bumps but alot more tenant headaches,management issues,and ongoing maintenance and utility costs.Especially with the value add C type buildings investors want to own.The A and B buildings are gobbled up by institutions and most small investor groups or individuals can't compete.There are a bunch of transactions happening in Georgia for commercial and the market is hot.It's all in what you buy it for.Believe it or not many investors love the United States.Compared to other countries we do not have the civil unrest and currency problems that they do.They still see the United States as a safe haven for their money.You can also get yearly rent bumps in triple net.With pharmacies you can get in with 5% down but they do not have many bumps at all.The corner parcel is valuable but the pharmacies 98 times out of 100 will renew the option when the main term expires (usually) 20 years.Restaurants offer a much better cap but the lenders want 25% down as they are not as bullish on that property type.So it's always a process on how much risk versus the return an investor wants.Even when an investor owns a few house and wants commercial they tend to go for multifamily at first but then they might decide they want something less hands on and involved.For some getting at an 8 cap with a triple net check is worth it over driving an 11 cap with multifamily or residential.I like business tenants because they have CASH FLOW instead of residential ones where the income tends to be more erradic.It is easier to research the strength of the business tenant as well.

Since you can not do away with any debt incurred in the last 6 months prior to filing and since you can be ordered to make payments to creditors for up to 6 years after discharge, many credit card companies won't deal on credit card debt and in some states you can only preserve as small as 10K$ of your home from bankruptcy debt.