@Pedro Martins  Of course you would get that impression you probably think I was handed everything I have ever gotten and never had a rough knock in my life  :)Social welfare long term simply is not sustainable.. out here in our area the west coast we have issues with Illegal Mexicans using our emergency rooms as their every day doctor.. they know they cant be refused. and they know they don't have to pay so they just sit in the emergency room until its their turn. 

Doctors are paid in insults and peanuts until they finish training, so I am used to living cheaply, and was looking hard for ways to retire early, reduce my tax burden, and safeguard my investment. 

It is my doctor-prescribed narcotics affecting me.

Call the hospital HR department and ask if they have traveling nurses, doctors, PA's, PT's etc.

Just using my logic, in my market there is a large hospital that brings in students and nurses/doctors on contracts.

Ian- I love saving a buck way more than the next guy but there are some things you just have to pay for especially if you are dealing with 20M of other people's moneyI also don't want my doctor searching for a diagnosis on WebMD message boards

My tenants have included four teachers from foreign countries who shared an apartment, Doctors doing their Residencies at local hospitals, and single working professionals who are ok sharing the kitchen and bathroom.My minimum lease term is 1 month, but the majority of my tenants stay 2+ years.As Maurice stated, they are focused on their jobs, and don't care that the apartments do not have dishwashers, washer/dryers, marble countertops or the newest appliances.

I could live just off the pension if necessary, even with the rentals vacant, but I could also go back to work very easily; I have a doctorate degree in a high demand field with many years of experience.This is not to say that a total disaster couldn't happen, the perfect storm, that would wipe out all of my contingency plans; economic collapse where I couldn't find a job and my other investments were wiped out, the state's inability to pay my pension, etc.

I've been listening to hours of interviews with doctors and the epidemiologist expert at Johns Hopkins.

@Benjamin Small @Rick Doctor @Jose Pomales @Kendra HatenJust confirming if you can all make it.