With that being said, there's very few that will do <$100,000If you don't find a local bank/credit union to do it for you, feel free to PM me

Between now and the time you retire, there will be a couple of severe recessions and likely serious inflation. 

Now I question if I will be able to obtain fire insurance.  

But even then, seller financing is rarely substantially better than another investment they could make (including trust deed lending, which will often be at a higher rate than seller financing)In my experience, the owners who find owner financing advantageous are at the ends of their careers and are not interested in looking for another investment (other than the usual retirement funding sorts.)

I’d be happy to help—feel free to reach out!

Checklist- all major items should be known up front.  

Keep in mind that this comes with high turnover, and (often) students who will beat the hell out of the property!

Hey @Antoine C. shoot me a dm and I will send you our free guide to Memphis zip codes, it will help you begin your search!

Some people will do this with one building, then after a year go out and repeat the process with another property.

I think it will cost more to heat with electric, which will drive down his rent rates and hurt his bottom line.