Yes, DSCR loans are generally available to first-time investors, but rules will vary by lender. 

However, you aren't going to get the best communication at all times and much like most lenders, there won't be a large degree of consultancy on investing.

You see it to a much smaller degree in Miami, as I was moving out we had 3 families rent out one 3br apartment two floors below us.

I'm finishing my bachelor degree in cybersecurity this December 2024 and celebrating with a baby due January 2025.The goal of this post is not to make you an expert in the domain, but rather to spark your interest and invite you to re-evaluate your situation.First of all, what is Cybersecurity?

The question comes with various customized details but it's the same answer over-n-over again, to such a degree that answer-burn becomes a very real thing. 

I've included an example below to help illustrate this.So different lenders have different rates (which do vary even for DSCR loans) but these are factors they all consider.See example below:DSCR < 1Principal + Interest = $1,700Taxes = $350, Insurance = $100, Association Dues = $50Total PITIA = $2200Rent = $2000DSCR = Rent/PITIA = 2000/2200 = 0.91Since the DSCR is 0.91, we know the expenses are greater than the income of the property.DSCR >1Principal + Interest = $1,500Taxes = $250, Insurance = $100, Association Dues = $25Total PITIA = $1875 Rent = $2300DSCR = Rent/PITIA = 2300/1875 = 1.23If a purchase, you also generally need reserves / savings to show you have 3-6 month payments of PITIA (principal / interest (mortgage payment), property taxes and insurance and HOA (if applicable).

I've been finishing up my Financial Planning degree at the University of Alabama.

My name is Jewett Richardson, and I’m a recent college graduate with a degree in Construction Management.

As for value of degree, you can make an argument in either side.  

I've lived and invested in areas like this before, and I know it can vary block by block.