Are you saying you have superior skills to make this scheme work?

I can see where the bank may be unwilling to make a loan to this particular borrower, or that this borrower may be unable to find anyone to finance them, but financing the purchase of a note is possible.The borrower has no ability to allow or disallow the sale of the note that's backed with their loan.

I’m not skilled in repairs and live in a high-cost, tenant-friendly area, what would be the best way to invest my money?

If you need help developing skills, changing your mindset around money, educating yourself on evaluating and choosing investments, or learning how to create passive income, it's okay if you can't figure it out on your own.

That being said, this is mainly doable for folks taking on cosmetic rehabs with great time management/construction management skills.

If you bot H1 22, it's more luck than skill.

I frequent the MKE events.Leverage Your Skills: Highlight your project management expertise and strong contractor relationships when negotiating deals.

These investors were looking for Passive income, but they didn’t realize they had to fill the role as an Investment banker and they didn’t have the skill set or systems to do that.  

House hacking can also be a solid way to offset expenses early on.It sounds like you're diving in with a great mindset and skill set—being handy and managing yourself puts you ahead of the game. 

It requires skills to maximize returns.