Happy to share a bit of what I've uncovered if it helps. 

I wouldn't equate the north philadelphia investment as being better...but many on these forums would because they are hyper focused on return of capital which in my oppinion is incredibly flawed.

If you do not insure the LLC for Property Management, there are a lot of situations where you will be uncovered.  

I too offer products so I know you must be passionate about yours, but this is something that has to be said.There is an inherent flaw in this way of thinking no one seems to understand.Why does everyone simply ignore the fact that you can not target motivated sellers?

David, my logic is aligned with yours, but according to the tax guys I'm dealing with it's flawed. 

I've gone out of my way to understand how most investors on BP approach their puchasing criteria and in most cases it's completely flawed.

Often the borrower/buyer will pay for a title insurance policy to insure against title issues or flaws, but it's usually a rider to a standard title insurance policy the seller typically pays for.

Unfortunately, HOA stopped new owners from renting due to a flaw in the bylaws that allowed so many renters than owner-occupied. 

Is my thinking flawed?

As for your "better off in the stock market" comment, your analysis is flawed because it is based on an equal cash vs cash assumption.