However, have you ever gone downtown to the steps near the capital and witnessed a Trustee sale? 

Chris, you’re on the right track asking about permit timelines..

We set a record for our Team, serving 82 families and funding over $32 million in loans this year.We ranked in the top 5% of loan officers/teams in the entire Nation and top 3% in the State of Oregon!!

There are plenty of places in CA I would never live or do I like.. for instance Barstow would not be on the top of my list :)  

What was your top 3 biggest lessons learned?

Being prepared for these hurdles can make all the difference in achieving long-term success.

I normally pick and choose the events I go to based on what will be discussed. 

I do the same tropes of things in the Tampa Florida market.  

Additionally, while rates aren't historically bad right now, they are higher than 4-5 years ago, and they will be even higher for you as an investor than they were as an owner occupant, which is what you were when you bought originally.I get that you are anxious to add to your portfolio, but that could be achieved without touching your first golden goose.Sometimes on BP, the push is to leverage every last spare penny, but that can be a risky game as the markets shift. 

You're in the right place to learn about real estate investing.