I'm also in the Seacoast region (NH and ME) and own some rental property nearby, so I know these markets well.

@Cameron ChambersGreetings from the vancouver / sea to sky region.

Hi Alfath,Would you be kind enough to share a list of the cities/counties/regions which in your experience are better suited for investmentThanksSuhaib

I lived in the region for 7 years, own several properties in Tulum, and have a property management company.

In your case looking to larger assets where you can effeciently cost segregate to gather bonus depreciation would be a smart move.Appreciation - Where in the country is the asset class you like growing or going to be growingAmortization of the loan - What sector or even region if you look locally for funding, is going to offer the most favorable lending so that less goes to interest expense and more to pay down of principle.Have fun with a spread sheet comparing these 4 returns from your investment with the type and location of assets you find attractive. 

Financial freedom goes beyond simply replacing your current income—it's about sustaining your lifestyle for life.

And (B) it's a beautiful setup for big probability of snagging it post default, be it from the regional bank who financed it or whoever J.P. has entertaining liquidations when they take over asset's of the regional lender. 

Also having a higher proportion of revenue generated through the residential component of the building does make financing easier. (3) The exception to the 80% rule I abide by is when the commercial space is leased to a credit tenant with a proven & sustainable business  or where the space presents the opportunity to attract a neighborhood amenity F&B operator (this is most beneficial in instances where you have a larger localized portfolio where these commercial tenants can positively impact the value of your overall residential portfolio).

I am not obsessing over numbers right now, more concerned with doing the right kind of work and building something sustainable.

At some point your Price/Earnings ratio is not sustainable.