I have dealt with many of the same challenges that you have, and that is why it is so important to have sufficient reserves and be extremely conservative (especially in today's environment) when estimating/projecting future cashflow.I would say this is especially true when buying turnkey properties from a investment service that provides these.

The easiest way is to bring on a partner who has a lof of capital they are looking to deploy, but I always encourage having sufficient reserves.  

If some celebrity died on your property and a bulldog lawyer was sufficiently motivated, your LLC can likely be pierced. 

Your choices are limited since there is only a handful list of lenders who offer such loans, but it is sufficient.

Also going to guess most of those listings are just "token listings" so the PMC or agent can tell their clients they have listed it on the MLS for maximum exposure, but either:1) Really don't want to share whatever amount they are charging the owner2) Have negotiated such a small amount with the owner that there's nothing to really share.It'll be interesting how this all changes with:1) NAR settlement on commissions2) Slowing real estate market with DOM increasing.

Equity and retirement assets wont do anything for DTI unless youre retirement age, have a plan in place to create income via IRA distributions, and have a sufficient balance for the distributions to continue for at least three years. 

I've found their free version to be totally sufficient! 

Unless the land had such a signifacant value like over $500K you might find a private lender to put a junior lien against it if you own it "free and clear".I have seen some private lenders offer a higher LTV even 100% if the collateral is sufficient, but again land is tough to resell unless its commerically zoned in a great location.  

@Alan Lacey so if someone had no job they would still be approved for any cashflowing property that brought their DTI up to sufficient ratios? 

Many lenders, including my group, offer a DSCR product to refinance on the back end as well.Before taking out a loan for a BRRRR project be sure to calculate all carrying costs (taxes, insurance, utilities, HOA, loan interest, etc.) to ensure (i) you have sufficient cash to cover monthly payments for at least the duration of the project and (ii) your estimated rent after repairs is at least 1.10x PITI (monthly refinance loan payment principal and interest, taxes and insurance).We have a proprietary BRRRR cash flow calculator tool that we share with our clients to help reliably assess costs and returns for these types of projects.