Cash flow has been hampered by an increase in cost of ownership recently, specifically insurance. 

Nore the rent control bullet is CA specific and I do not know how ADUs affect rent control in other jurisdictions. 

Did USAA give you a specific list of renovations they want done?

Let me know if you have any specific questions, and I’ll be happy to answer!

Are you leaning toward a specific metro?

I have spreadsheets filled with material lists for every phase of the build that includes pricing for materials as well as labor, and sources that I use for them.

I did not want to simply rely on one source so I figured there are people here that would be up-to-date if such a manner was so as well. 

Common sources of such properties include:Foreclosures: Homes that have been repossessed by banks due to non-payment.Distressed Properties: Homes that are in poor condition and need a lot of work.Auctions: Properties sold at auction for below market value.Off-market Deals: Properties that aren't listed on the MLS but are available for sale through direct outreach or networking.The key is to buy a property at a price low enough to ensure that even after renovations, the home will appraise for a higher value.2.

However, many states now require some version of a license to wholesale, so I'd identify a market first and then dig into their specific wholesaler requirements. 

A reasonably good source is AVVO.com by zip code and expertise.