Your solution is to borrow the downpayment, as well.This is referred to as "over-leveraging" and it's not wise.

While it’s not uncommon for full-service managers, you might find lower rates (~10-15%) or alternative solutions like co-hosting services, especially if you handle bookings, rate adjustments, or guest communication yourself.

Assuming these are in decent areas, this is the best solution.

The main use of the extra revenue is capital improvements; new roof, furnace, monitored fire alarm system, etc. 

Regular Inspections: Conduct frequent site visits to monitor progress and ensure quality standards are met.

The solution was to suggest they renew for 9 months.

Thank you Jay because although it sounds like a perfect solution, it seems to good to be true.

His solution was to wrap this loan straight into a loan I already had with him.

I have already had the pleasure of speaking with a few of you from Atlantic Canada here on bigger pockets. perhaps we can use this thread or create one to help with current issues problems or solutions to issues and challenges we face thoughts? 

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