I think of insurance as what covers disasters (fire, flood, medical liability, etc) and set my deductible at 5% which makes for a lower premium.

Hi Bonnie,I was hoping to get a quad with 1b/1b close to a large hospital, which would allow me to serve the medical professionals.

Mainly some horror stories surrounding what you mentioned (not sending payments to a 3rd party, and then the lender activating due-on-sale).I'm definitely interested in DSCR since it I'm also a travel medical worker and have gaps in work history (will have another one in November), which could make traditional financing tricky (proof of employment). 

However, downsides include regulatory restrictions on bank lending, many institutions that restrict concentration and geographies, and other headaches and issues that arise when dealing with a slower-moving bank.DSCR loans are the option that has completely changed the BRRRR lending landscape in the last few years.

That person filed a suit to reclaim medical costs. 

I commented only because I feel what we're doing is similar on the STR front... we're not in typical vaca markets.Someone else mentioned that the STR market has been slower this year.

Alternatively, you could just move slower and establish the history of STR that hits tax returns so that you can count that income on your next property. 

Have a pension and medical.  

You'll have difficulty selling it and breaking even with disclosed leaks.OPTION 1hold on with long term rental strategyOPTION 2Increase your revenue with 1 furnished MTR for the medical groups. 

We just got an off-season MTR request on furnished finder for a medical company that places medical providers in rural areas (which is our listing).