You won’t hit a homer most likely but you will be safer and then learn from the real world experience.

Does anyone else recommend an alternative that is better priced, but equally as data heavy? 

Peniche also has a university and a fishing industry to provide alternative economic drives if tourism does take a hit.C.Supply constraints– Peniche is a peninsular!

@Matt Huber I think you know your answer already Direct real estate ownership should compensate you appropriately why else be in the alternative space.  

You can directly contribute to improving the area, helping residents access safer and better-quality living conditions.Hopefully, this gives you another avenue for real estate investment in a growing market like Charlotte.

Alternatively, the Short-Term Rental (STR) loophole allows losses to offset W2 income if you materially participate.

Is there an lower cost alternative to granite / quartz kitchen countertops that is still suitable for an STR?   

It seems to be but the pricing is just way higher than the alternatives. 

If you are headed into retirement, my way would still be way safer than your plan.

However I wouldn't expect this to stop you from getting approved, but it may mean you should consider looking at alternative options or structure the deal in a way where you won't be caught with a net loss due to the PPP.