(sigh)In the case of subto especially there are many risks for the seller that usually outweigh the benefits by a lot: such as messing up their DTI ratio, may not qualify to get another loan, and in worst case scenarios if the buyer rips the rents and doesn't pay the mortgage: wrecking their credit, forcing them to sue the buyer or foreclose on the buyer, and effecting their ability to even rent a home in the next 7 years.

landscaping the front +$making it have curbside appeal+$needs new air and heat and venting$8000All plumbing fixtures will not be easy to retrofit, better to rip it all down.How does the shower pan and tub floor look?

We will be ripping it out and replacing.

I had an Aquasona whole house filter and softener and it was awesome for about 6 months and then I had to rip it out and install something different.

I believe the 401K/IRA "managed investment" rip offs should be outlawed.

Open a new application with an actual lender that isn't going to charge 12k in origination fees. 4.5% origination on this deal is insane, the broker / lender are ripping you.If you take this to another lender as is (not great credit, no experience, light rehab amount) you would likely get denied again. 

From my phone conversations, his videos, and emails I feel very comfortable with David,   I also like his approach to the rehab or fix up of properties   That is, he doesn't just rip and replace , he evaluates what is good and works with it to suit the market he is working in. 

It's not foolproof but it certainly helps preventing us from getting ripped off.  

Will then buy a home from a wholesaler who rips a 50k fee out of a 120k house. and think they got a great deal or will say I dont care what the wholesaler made I just care what i am paying..

THAT'S when people groan that they got ripped off.