Of course if the sellers refuse to pay for the buyer's side commission, then the price of the home will need to be negotiated to reflect that, especially in those cases where people push their lending limits to the edge.

This raises risk and increases effort required which is to be reflected in rent increases.  

Madison and Dane County continues to be a growing market, with price increases reflecting that. 

I've been in similar types of situations here in Chicago and for me it's always better to reflect on my lessons learned and to move forward.  

Rates will come down and homes will hit the market but you will continue to have the problem that most people cannot afford a home and the numbers do not work for investment purposes.Mortgage rates are simply reflecting a price of front running the market.Those gullible will fall for the bait.

I simply don't change my habits to reflect my new knowledge, and am stuck choosing to not change, because its "scary"...

The rent point reflects low rent growth.  

I told him to talk to me before signing with an agent as I know it will cost him 5-6% additional which would reflect on a price increase plus I have to deal with competition.

By utilizing our own resources, we facilitated a quick turnaround and maximized returns, reflecting our commitment to effective and efficient real estate investment strategies for our partners.

Our financial strategy reflects our commitment to facilitating successful real estate investments and maximizing returns for our partners.