Lastly, how soon can I refinance (pretend the house appreciates a good amount in a year). 

Don’t pretend to know more or be more experienced than you actually are.

She made a complaint to South Coast Fair Housing, and they arranged independent testing to phone up and pretend to want to rent the property, and allegedly my management company told them that he is not accepting Section 8 vouchers as well. 

Now, let's pretend the offer accepted at this point.Home Inspection, I'm picking the company.

I hear a lot on the podcasts and have read on the forums that many property owners pretend that they are not the owners of the property when they meet a tenant or potential tenant.  

I don't pretend to be friends with them, but which restaurant would you go back to and pay for, one that treats you like crap, or one that treats you like a person?

Let's say all the banks that I talk to aren't willing to go below 7% with me (let's pretend I've gone around and looked really hard).

I only have a p.o. box too so guess she is pretending to be all sweet again to the new unsuspecting landlord

I suggest vetting them out two different ways: 1. pretend to be a prospective tenant and see how they treat you, how the website works for renters, etc, 2.

With that said, you should pretend that your 401K and the $20K do not exist.