Insurance premium relief is trickling back into Florida, as Shawn said, but it's not widespread yet.

And lower rates won't fix that.Prices going up help that a bit because then the premium to buy a new construction home and pre-existing home isn't as great. 

Pros for new construction:Lowest insurance premium, in FL is a big deal.

. - The insurance industry like many others (including our industry of home remodeling here in Chicago) has escalated exponentially in cost.I've got several local Chicago brokers I can share with you, but I think no matter what your rates & premiums have probably gone up...I will send over a couple of contacts for you.Just curious, what neighborhood of Chicago is your building in?

I'm concerned about the impact that filing a claim would have on my insurance score and premiums for this property and other rentals.

They will charge a premium and rarely warrant any of the work.

We have enjoyed them and they are super easy to deal with but the premiums are just too much.

There's certainly quite a few of us around but things have been kinda slow since the interest rates jumped up and BP is doing a revamp of their website and overhauling the different premium tier packages and I've noticed its been messing with notifications and keywords and such so some people are just missing posts they would normally see. 

As Justin mentioned, the advantage of immediate cash flow is why turnkey properties typically come with a premium price tag.Try to get a sense of why you are investing in real estate and what the goal of getting into it may be then decide what option is best for you.

From this, I start to see trends appear showing what features buyers are willing to pay a premium for and go from there.