And I mean like reading/following basic prompts.Seriously… WTFIt still mesmerizes me to this day how many people are just plain ignorant when it comes to doing due diligence.I mean guys, we are talking about someones life savings here.Money that took years of blood, sweat and tears to earn/save.Get serious and do you research.You need to know what you want.You need to have confidence in your decision making.If you don’t know what you want, don’t expect someone else to tell you what you should want.

The reality is that if you speak to many Bid Dogs that have been in the program for over a year, most of them do not have done much or no actual deals at all, and they are very disappointed with the program.Phil and Shenoah are surrounded by a group of assistants which, in my opinion, are just plain liars and fakes, pretending to be seasoned real estate investors, which is really questionable, and talking about incredible and fantastic deals that they are doing, in my opinion, most really in fantasy land.

Basically, most people just do not want to exercise, it's that plain and simple....It has to be a priority, a life or death type of priority... or it will never become the habit that it needs to become.

Wouldn’t you just check if you’re in a flood plain?

Here's a casein FL - Seller in foreclosure has 120k principal @4%, Shes 10k in arrears, house is worth about 250k, good condition.She wants to stay at the house, but doesn't mind selling it if needed.She will likely not qualify for a loan mod at the moment, good amount of equity.She works in the medical field, just took sick and fell behind.I was thinking of offering to pay her 10K in arrears and creating a 2nd mortgage @ 10% interest.if she defaults, i can foreclose,  as there is a bunch of equity there.any thoughts of a better scenario that i can make more of this situtation?

If you plain simply want to pay off the hard money loan, you can go up to 80% LTV on a rate and term refinance, with no seasoning requirement. 

Last year around this time my dad was sick and I have to move overseas since he died to handle a few family stuff.

I got sick and tired of paying outrageous taxes so I did some research and found Tax Free Wealth by Tom Wheelwright.

Plain cheese pizza was $1.80.

BTW all the places I've seen, actually charge 10% success fee which is just plain crazy to me.