JeffWe lead a couple investor meet up groups in person and live stream about the Central Ohio real estate market.

I financed this property using down payment funds from 403B and a local commercial bank. 15% down from personal funds. 85% down from community commercial bank. 3yr balloon, 20yr amortization, 7% interest rate.

Not sure if they have upgraded to desktop appraisals but if they are still doing in person appraisals , make sure you get everything (scope of work, good faith deposit, social, LLC docs, insurance, proof of prior experience, financial statements) in ASAP.

The challenge was balancing the relationship between landlord/tenant and a personal/friendly relationship.

I have other HELOCs that were much easier to get both personally and professionally.

For funding, explore options like FHA loans, personal savings, or creative financing, and focus on New Jersey markets that align with your goals, such as Newark for rentals or commuter towns for house hacking.

No problem, I had cash from a refi, a HELOC, and a personal LOC.

Quote from @Zach Howard: I think it's probably better to hold real estate in an LLC than in my personal name.

Explore my personal favorites, Set For Life by Scott Trench or The Total Money Makeover by Dave Ramsey, for invaluable financial insights.3.

I called that person two more times just flabber ghasted that I actually got a banker to admit this info is legitimate with many more questions.