Conventional loan, 25% down at ~7% interest rate How did you add value to the deal?

There are LCOL cities with low crime rates and HCOL cities with high crime rates.

Your interest rates are low. 8.5% is around the "market rate" for owner finance buyers right now...30-yr, fully-amortizing2.

Compare Loan Terms – Ensure their rates, fees, and terms align with your investment goals by getting multiple quotes from other lenders. 3.

Some lenders offer discounts to return borrowers so maybe look into both flip and DSCR rates when finding a lender. 

I wanted to help them out and minimize their loss and saw an opportunity to get a property slightly below market because of my commission savings, immediate mortgage and maintenance relief, in addition to keeping a lower short term interest rate How did you find this deal and how did you negotiate it?

Hi Even,I don't know about DPA and Grants but I do have a great program with only 3 precent down and low interest rate.

If anyone has experience with their lead quality, conversion rates, or overall value, I’d love to hear your insights.

How do you structure your payouts (e.g., set salary, percentage of profits, or other methods)?

To add to your argument I suppose the tax implications are better with RE too bc theres a capital gains tax ceiling of 20% vs standard tax rates for IRA withdrawals that are potentially much higher.