I'm guessing an investor who could afford an $800K house wouldn't have trouble getting a loan, but maybe they would like being able to make a small or 0 downpayment. 

Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

I would get a bridge loan to acquire the property if it needs to be rehabbed and/or closed quickly.

I financed this deal on a 30yr conventional loan and I put 11,000 down with a 6.625% interest rate.

Points for the loan 1-2 points, so now you are in $3,413 roughly. 

All of which nothing will help him because the loan is still in his name. 

You guys need to get rid of that student loan debt.

So loan it is.A few thoughts/questions on my mind that I hope to learn as I continue my real estate journey:1.

Second home loan , conventional How did you add value to the deal?

Still, you may not have to submit your tax returns. more info would be needed to know for sure, reach out to a seasoned loan officer for pre-approval and see if your situation would allow for this.