I can check with him if he is open for more agents. 

Contact a real estate attorney in the county the property is in and have them do a property ownership search and lis pendens (lawsuit) check.

Might want to check with a local attorney to verify. 

am working with them now and had the first policy (with Spinnaker) cancelled for nonpayment/late payment so we rewrote another policy (with Millenial) and having the same payment problem again but at least they are communicating that cancellation is coming. they want me to pay by credit card over the phone so the payment wont be late and cancelled again. but when i go to mycoverageinfo.com to check on status it shows its been paid.

Ultimately it is either a long process to get a check/fix, or they deny the claim.    

My approach is to take a few minutes per quarter and make sure it is accurate by manually checking my true competition and adjustmenting prices accordingly. 

Check with your local credit union

Used to keep small loses into becoming lawsuits.Normally offered up to $5,000 but check to see if higher limits are available.7.

Quote from @Garrett Jennings: I wanted to check on the forums before I consider using this as a strategy.  

Check out REI Central and the CHS Circle.Let me know if I can help with anything.