@John Sherwood The areas you mentioned are certainly high-demand areas, but they come with challenges.

I was thinking Stamford at first, but the projected rents seem low for the area.I have one comment on the financing, you mentioned a 30-year amortization but then also mentioned interest only, which one is it?

As mentioned - why would they be responsible?

Residential transition loans similar to what Don mentioned in #2.

I recently watched a video on social media that mentioned the way he was buying properties and yielding the benefit of the sellers low interest rate is having the seller put the property in a trust and then purchasing the trust.

Sounds like you put in a ton of work to maximize the value, and that basement addition was a smart move.I noticed you mentioned the NYC luxury tax and some of the rental pricing challenges—have you considered expanding your portfolio in markets where you don’t have to deal with those kinds of headaches?

If rates become more favorable in the future, we'll have an opportunity to refinance.Why we bought itThe 55-unit I mentioned earlier is a perfect comp for us.

You mentioned to a "rinse and repeat" but what if "partner" wants out at yr3?

You mentioned you took time off, but are you back at a W-2 job yet? 

I ask because as mentioned above if you have an investment that is  going to return 10%+ then does it matter what the rate is in the long run?