![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3105759/small_1724378407-avatar-tylerw655.jpg?twic=v1/output=image&v=2)
1 February 2025 | 11 replies
Are there any options with lower down payments?
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3125073/small_1730770314-avatar-matthewp719.jpg?twic=v1/output=image&v=2)
29 January 2025 | 10 replies
that we’ve learned in our 24 years, managing almost 700 doors across the Metro Detroit area, including almost 100 S8 leases:Class A Properties:Cashflow vs Appreciation: Typically, 3-5 years for positive cashflow, but you get highest relative rent & value appreciation.Vacancy Est: Historically 10%, 5% the more recent norm.Tenant Pool: Majority will have FICO scores of 680+ (roughly 5% probability of default), zero evictions in last 7 years.Class B Properties:Cashflow vs Appreciation: Typically, decent amount of relative rent & value appreciation.Vacancy Est: Historically 10%, 5% should be applied only if proper research done to support.Tenant Pool: Majority will have FICO scores of 620-680 (around 10% probability of default), some blemishes, but should have no evictions in last 5 yearsClass C Properties:Cashflow vs Appreciation: Typically, high cashflow and at the lower end of relative rent & value appreciation.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3165750/small_1736198044-avatar-kylek495.jpg?twic=v1/output=image&v=2)
7 January 2025 | 3 replies
And the refinance is not a taxable event.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3082495/small_1721686847-avatar-sarav44.jpg?twic=v1/output=image&v=2)
16 January 2025 | 10 replies
I have lowered the price significantly this year.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3137603/small_1731524191-avatar-cameronm308.jpg?twic=v1/output=image&v=2)
3 February 2025 | 15 replies
The old adage is "marry the property, but date the rate" meaning that if in a few years interest rates are lower you can refinance again into that rate. 5.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2772267/small_1694567073-avatar-corys196.jpg?twic=v1/output=image&v=2)
30 January 2025 | 21 replies
I would not offer furnished rentals in lower income areas.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/104655/small_1695192647-avatar-humorean.jpg?twic=v1/output=image&v=2)
22 January 2025 | 3 replies
It's a more affordable market and lower property taxes, so you may actually have a chance to cash flow.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3165046/small_1736064417-avatar-danielv379.jpg?twic=v1/output=image&v=2)
24 January 2025 | 16 replies
Hi Daniel, Columbus GA has properties much lower in price than the metro Atlanta area, you should do fine to learn your local market.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/2157225/small_1622081395-avatar-ajs80.jpg?twic=v1/output=image&v=2)
15 January 2025 | 2 replies
The lower unit is a basement/guest suite.
![](https://bpimg.biggerpockets.com/no_overlay/uploads/social_user/user_avatar/3173668/small_1737745258-avatar-stepanh2.jpg?twic=v1/output=image&v=2)
30 January 2025 | 0 replies
.- Creative Financing Solutions:Options like subject-to deals, seller financing, and syndications can lower capital requirements and increase your purchasing power while providing flexibility for properties with complex financial situations.4.