His lawyer even told our lawyer he had a crappy case.I was a bit annoyed that our insurance company settled for a $70K payout. 

Should I get a lawyer???

So hiring a prop mgmt company or eviction lawyer for next steps.

You can reach out to me via email, this is something a lawyer can review your loan documents and lease, prior to execution.

Take for example, while representing buyers in single family transactions, during the negotiation, I ALWAYS ask the sellers to credit the buyer(s) up to 3% of the asking price toward the buyers costs.

A principal (who is not well versed in contract law) in a transaction can draft their own contract form just like someone accused of murder can represent themselves...and both would be making a grave mistake.

In fact, you've seen me mention in other threads Mark Kohler and @Mat Sorensen who are partners in KKOS Lawyers (and accountants - Mark is a JD and a CPA).

Hi Chas, Are you making an offer un-represented?

If the rate is reasonable then it may make sense to try to save fast to get to the 3.5% down payment on a double or triple - househacking may allow you to increase your savings rate and pay down that loan even faster.As for estimating costs, closing in NY factor at least 1% of the mortgage amount for tax, plus $1500-2000 for lawyer, title and fees, then the amount required by the bank for escrow will depend on the actual property taxes and insurance.

So, if the value of your home is $775,000, then 80% = $620,000.That's first.That $620,000 represents the MAXIMUM mortgage amount.