Creative finance all comes down to the creator!

@Keetaek Hong I have a lot of clients who are facing the same challenges but they understand the long game and that it's imperative to build a portfolio, With that lowered interest rate I mentioned you are looking at 30% down and including PM fees will typically have you around break even or barely positively cash flowing.

The interest rate is not special nor is the 20% down (80% LTV).  

(See this Colorado Sun article, about 3/4 of the way down.)

Then reality hits and you find yourself in over your head.

@Samuel Coronado - cash flow on new builds here right now is fairly non-existant without putting more than 20% down. 

@Ashish Acharya: You hit the nail on its head !!

Go to courthouse in city where your rental is, or see if docket is available online, and write down the names of the attorneys with the most landlord-tenant cases.

We went down to thw studs on most rooms. 

It could cause a low spot where things slow down and then it all compounds until there is a clog.