I've used them for a few properties, and they usually exclude wind and hail, or require a separate policy.

I'm paying $400/door but we have hail here.  

With the new weather patterns (think hail storm every year, high winds every other month, etc), we are no longer low risk with whatever is changing. 

welcome fellow newbie i'm also new here @BP as well as to la county and an agent hailing originally from nyc, perhaps we will cross paths in real estate deals at some point..

Insurance companies also tend to be more understanding of claims related to weather events (hail for ex.) than losses that are preventable. 6.

I hail from Alief and Sugar Land.

That or a hail marry from a private lender! 

Marc, see industry standards for roofing, also depending on the actual location of the roll roofing i would try to avoid using it. it's a band aid..1.Layers of Roofing: The maximum number of layers of roofing is one (1) with Asphalt Shingles in Moderate or Severe Hail Prone Areas such as Colorado.

Increasing from $1k to $2500 reduced my rental policies, you can also look at the split deductible which is $1k but $3k for hail damage.

The times I have been screwed over hailed from skipping the 2 estimate step....we all know sometimes it seems like you just can't get an estimate for a project.