However, longer-term bonds (1-5+ years) are subject to interest rate volatility:If rates rise, bond values drop, potentially leading to negative net returns.If rates fall, bonds appreciate, but gains are capped by their fixed coupon rates.While Treasuries provide stability, they offer limited upside and carry hidden risks for medium- to long-term maturities.Why Real Estate Is a Stronger Option in Today’s MarketMultifamily real estate, particularly value-add properties, presents an asymmetric risk-reward profile that Treasuries simply cannot match.

It might cause me financial harm as I have to sell more stocks and might pay short term capital gains vs long term capital gains.

When investing in high cash-flow markets, I always recommend working with an investor friendly agent so you're able to gain the right insight on the different areas and the risks involved.

Notice when I spoke of London STR I used the words "gain control of a property" and NOT "buy a property"???? 

At that time, my friend encouraged me to get into real estate with the idea of creating passive income and wealth in future (via appreciation).

Selling gets a tax free gain and allows you to be more liquid; keeping it allows you to have once in a lifetime cheap debt and have that leverage on an appreciating asset. 

This is easy for some people that have lots of friends investing in passive real estate opportunities.

I haven't lived in it long enough to be exempt from capital gains, good point on that.

Are you looking to invest into a passive vehicle or are you able to utilize the funds in more of an active capacity?

Just focusing on the passive income you want to achieve will leave you chasing cash flow which will have you buying properties in worse areas with harder tenancies that seem to cash flow better, but will have large cap ex.Any time someone asks a question about where to invest and it can be anywhere, they aren't ready to invest and are opening themselves up to every pitch in the world on an area.