My name is Carsyn Childress, and I work in the acquisitions department at REI Nation, i.e.

Always smart to see the bigger picture and future cash flow potential!

I like to look for locations that are good, and that I’d feel safe and comfortable living in if I was a single woman with a couple of kids.

Quote from @Matt Pfefferlen: In a HOA foreclosure in California, does the homeowner get the excess funds after the 90 day redemption period is over or soon after the auction takes place?  

You'll want to ask about their experience, read reviews, understand their availability, pricing, insurance / bonding, and how they safeguard their funds. 

Its hard to find and investors who is going to fund a 1 mil dollar rehab loan.

I work with a lot of investors in Birmingham and the surrounding areas.

These properties can provide cash flow and diversification while qualifying for favorable residential loans.

I like the fact that one and a half units pays all bills.

May be you meant that the IRA has deferred-tax funds and not Roth?