I’d like to trade it for this kind of property in this place. 

its kind of a trade off because i can get a newer property at a higher price and down payment, or get something older, less down and then use that money to fix what i need to fix. 

I want a specialist that's an expert, and not a jack of all trades and master of none.

Always trade offs, especially depending on how long that buyer is looking to keep the property, or refinance.

Also, I strongly urge you not to make a habit of going into transaction planning to trade terms based on inspection report findings.

The HML/PMLs generally have more "flexible" or "creative" lending terms (higher LTARVs and longer amort), but the trade off is higher interest rates.

Just look back on what the expectations/forecasts were of interest rates at the end of 2023, nobody (even wall street) seemed to be listening to Powell's meetings and were overly optimistic.

I don't require my agents to join NAR and in fact dropped my membership when I opened my own brokerage.If the situation made sense, I wouldn't necessarily require an agent to join MLS, but it's such a basic tool of the trade, I can't imagine someone who is active in the business going without it.

Mostly on trade accounts with local businesses for the materials, some business credit cards, some of the contractors were OK with waiting 30 days for payment. 

They started trading hand written IOUs for food.