These lenders often have more flexibility with underwriting and may not require traditional income documentation.

It's hard to beat the flexibility of Podio, although it does require some time & effort to set it up. 

However, the high down payment and reliance on a DSCR loan could limit flexibility, especially with your DTI constraints.

@Blake R.From my experience, land investing is a low-cost, flexible entry point but lacks the cash flow and quick appreciation of multifamily properties.

I am reaching out to inquire about the subletting policy for corporate leasing opportunities I am interested in exploring the potential for flexible rental arrangements within your properties.Could you please provide me with information regarding your corporate leasing policy and whether it allows for subletting or alternative rental arrangements?

Learn a valuable skill set that will allow you to make more money, therefore have more financial flexibility.

I’ve had some success steering clients toward portfolio lenders who can offer more flexibility than the big banks.Another thought: have you considered diversifying into asset classes that might generate better cash flow even in today’s environment?

You have the flexibility to show your own units and manage turnovers, etc.I see a couple of nice multi-family properties in your area for sale.

I’m flexible to other areas as well.

Currently also a firefighter but I have more flexibility in my schedule than most  would.