Happy Monday,Hi Matt - I appreciate all your engagement in this thread.

Thank you  Using a LOC on your primary residence can work well for flips if the terms are favorable and you’re confident in managing projects efficiently.

I do want to expand directly in my area and having more confidence when speaking to landlords but that just means my sales pitch still needs work. 

As I develop trust and confidence in them, I invest more, and I've come to have a significant portion of my net worth invested with some operators. 

While I haven’t invested in NYC specifically, I can share a bit of perspective: For a 3-year timeline, buying can make sense if you’re confident in the market’s appreciation and can find a condo with flexibility for renting it out later.

But starting with single-family can be a great way to gain experience and confidence before tackling larger deals.If you were someone I knew personally, I would probably suggest multifamily, but it's not for everyone.

I'm considering engaging with this business and am seeking assurance regarding their legitimacy.

Working at an investment brokerage in Austin, I can confidently say it's a strong market for real estate investment.

On the other hand, I have seen out-of-state investors purchase properties that do not meet the 1% rule, opt for self-management, engage in sweat equity, and still achieve great cash flow.For a specific example, any listing from the market could be used.

Then do everything you can to study that specific real estate niche and then start to partner of some deals to help you gain experience and confidence.