I think the target like always though is the homes that have not seen much love and need major reno work.. to get them up to date.. foreclosure or payment crisis seems to have subsided.although there will always be people in financial stress for one reason or another.

Since the creation of fossil fuels, aggregate efficiency, which is largest contributor to productivity has dropped.There is a global...economic...and environmental... crisis.

Personally, I am frustrated that the big banks escaped the crisis without any of their management being held accountable for their reckless actions.

Is it going to be another housing crisis? 

This will help people out of there crisis and the recession in the fact that people won’t go under water and have some equity if they have to sell.

There have been a lot of recommendations to kick them out but you should take into account as you said they paid for 5 years without problems.... if that is that case then their current crisis is likely to be true... if they have been good tenants to you then maybe you should be good to them and give them a small gift of an extra month or two while getting family, church veteran groups to help out to find a solution.

So my only fear would be having the 10 years come due right in the middle of a major economic crisis when little to no money is available for refi.

Both areas also, with the exception of the financial crisis, have consistently increasing property values.

Basically, banks are now in a place where they don't have an overload of inventory, especially someone like Wells, who was much less exposed to the crisis than some others. 

“In the midst of a housing crisis, rent control is an illogical idea that only exacerbates the problem,” the group’s statement said.