So there is a 100X weight factor on the licensed professionals for literally everything, everything done and everything not done.

Because the original value of your closed loan was based on renovations being done, there is no additional value to use for the removal of the PMI.Maybe consider refi to another lender who will order another AVM or appraisal to get you a more desirable LTV. 

The tenant-buyer has time to fix their credit and save more money for a down payment during the option period, then exercises their option - fulfilling their desire for home ownership.

Between my wife and I, we should be able to manage a small to medium portfolio and as of today, we don't desire to have a large portfolio.Thanks in advance,Quentin

I suppose what I’m trying to figure out is: if my property is 1.5 - 2 miles (30+ min walk) from the closest cluster of hospitals, how much will that impact the units desirability for most nurses?

Basically scale in paper and challenge it with your personal time, resources, desires, finance, insurance, PM, etc.

You may find a good deal in any neighborhood but some more neighborhoods are more desirable than others.

Additional Details:The property is in a desirable area with good amenities nearby.STR data from AirDNA shows decent revenue potential, but the lack of comps makes me hesitant.I’m looking for a balanced approach that minimizes risk, even if STR performance doesn’t hit expectations.If anyone has experience investing in Cincinnati or navigating markets where STR data is sparse, I’d love to hear your thoughts.

If it turns out well a good lender is worth their weight in gold.

While cash flow margins are tighter, Greenville is a desirable area with a strong job market and population growth.