Focusing on A-B areas and taking a hands-on approach definitely helps with maximizing cash flow and equity.

A couple fix and flips that were financed with HELOC. 

I have a couple insurance brokers that may be able to help.

Jeff and John are extremely reasonable and may give you a handful more great ideas based of what your end goal is.  

A couple of months ago, I purchased a property using a hard money loan for $115,000.

Book recommendation #1: Hands Off Investor by @Brian Burke https://store.biggerpockets.com/products/the-hands-off-inves...Book recommendation #2: Lend to Live https://store.biggerpockets.com/products/lend-to-livePodcast Recommendation: PassivePockets podcast is focused on passive investing in syndications - https://passivepockets.com/podcast/Passive investing summit: PassivePockets Summit May 2-3rd in Columbus https://get.biggerpockets.com/passivepocketsevent/I make these recommendations specifically since you mentioned passive real estate investing, and syndications or hard money lending are really the two most passive ways to invest in real estate. 

Baselane, on the other hand, provides everything you need at a reasonable cost and is tailored for smaller landlords like us.

It did ok the first couple of months but since then there have been no leads at all. 

The best contractors don’t just throw their hands up when issues arise; they come up with solutions and keep the project moving forward.5.

I’m in Ohio, so I can purchase a property with $40k cash out, invest $10k in repairs, and rent for a couple hundred above the monthly operating costs.