You are correct in your assumption that it will impact how low they can go on the down payment, though, b/c commissions will need to be paid out of closing costs. 

That's your cost. 

You’re on the right track—build awareness of costs where it directly impacts their role, but don’t overcomplicate the program with factors they can’t control.

This gets you in the game with minimal upfront costs.Covering the Smaller Costs (Inspections, Appraisals, Earnest Money, etc.)Even when using other people’s money, you’ll need some cash for earnest money deposits, inspections, and carrying costs.

Then if I have additional concerns I call in an expert to get further information and an estimate on what the repair will cost.

We offered 407 and asked for closing costs.

More like a 101 of taxation: you had a reserve of losses -> it helps when you have profits.And a tax geek addendum:I also do not see a direct link to cost segregation benefits here.

Does the cost per sqft account for electric and plumbing? 

Yes and a few bookings on Airbnb cost your ranking on Vrbo.

I am seeing a trend in CA that ADU construction is more cost effective (per unit) than buying on the market by a long shot.