Second, you’re just twisting the conversation rather than understanding the real issue here.

In addition, since the rule changes, it seems like many agents are delaying the whole conversation until the very last minute when the buyer has little or no opportunity to object, research, or think about what they are agreeing to, without risking losing the home they just decided to offer on.

That being said, this could mostly be cleared up if you're able to conversate with the person. 

There is nothing that replaces a live conversation with someone who has already built that trust with the sponsor over time.

My questions and points can help guide that conversation.1.

If you use Podio as it's designed to be used, it will streamline every thing you do--from managing leads, managing projects, reducing your internal email count, to making your internal communications more efficient because conversations (which otherwise might happen in email) happen "in context" -- of the client record in your CRM, the project, or whatever it is that you are discussing.  

Repairs made after conversion may be deductible, while capital improvements can be depreciated over 27.5 years or bonus depreciate depreciated.

Have a great day James. 100% agree, haha, I'm watching your conversation, it's very interesting  Love it!

The other is calling past landlords for references which I don’t think AI is ready for because I have had so many fake past landlords that I am able to sniff out in a conversation. 

query=garage#sear...If you can rent a 2 garage at $450 without spending ~$150k for a garage ADU conversion, no work/risk of the ADU conversion, the lower maintenance/capex, easier eviction, no rent control, less tenant interaction, it will not convert your SFR to rent control, etc, it seems superior to the garage ADU conversion.