Hard money lenders have a good amount of flex when it comes to FICO score and typically the main issue that borrowers with low FICO's have is that their max loan size gets cut which doesn't seem to be an issue here.

A few years ago I stopped coaching, I sold my print marketing company (Yellow Letters) to care for my wife.

You could also take out equity if you want to keep the condo and use that for another investment, but I’d be careful about over-leveraging.

Some will actually charge you to use your own unit, so be careful.

Good luck getting that info from the guys who don’t speak English who cut down your trees for $1200. lol Not many people follow rules on anything, so?

If the tenants don't care for the pool properly, it could cost you thousands to fix.

If so, there might be a way to make the HOA take care of the issue as it is part of everyone's sewer and not just yours.I would get it scoped out.

No one will care more about your success then you.

As for the zip code you mentioned, some of the areas in there are nice due to steady rental demand, you just want to be very careful on the neighborhoods you select as some areas will be better than others.

That would be for the deed, so use care not to trigger the acceleration clause with your lender.