Youre swimming with the sharks - make sure that the documents reflect the loan terms you were expecting. 

I think the OP was asking whether a single lender offers a 100% (acquisition and rehab) loan, to be kept in-house.My original answer reflected that no HML in their right mind would do such a thing.

I am wondering if this is a reflection of a shift in our rental market or if others out there are finding the data is skewed high on that platform.  

Accurately meaning reflecting the increase in value the ADU will bring to the property.

I'm finding when I look at a given property, I get inaccurate comps in two ways: 1st, a property will show up in the list as a comp to my subject property but have a REALLY low sale value; upon investigation I find that the property acutally hasn't sold in 10+ years but PropStream thought it was comp; 2nd, a property will show up as "Sold" in the MLS status, but all ownership and transaction history tab don't reflect the new data.

This modest increase reflects a market that is steady and dependable, offering a solid investment for buyers.A significant change to note is the median time to contract, which has lengthened to 51 days—a 59.4% increase from last year.

Hardpulls typically are good for only 120 days or less, and they will reflect on your report/score. 

They have made it clear to me that they refer to me because they are comfortable/confident that I will take good care of the client which reflects better back on them, keeping their reputation strong and earning them real estate referrals from the client if they end up happy with the whole experience (which is much more valuable to them than a few hundred bucks from me). 

If supplying a washer/dryer is pretty standard in your area (seems like it is in many TX markets, but not mine in CA) then I would add it, but make sure the rent reflects it.No furnishings supplied unless its a STR

So here’s what I do - I make an offer that reflects WHAT I WANT!.