So to start likely looking for a separate property from my primary residence.

Live in one side for a year to meet your residence requirement for the loan.3.

My buddy Mike, for instance, found his first investment property through a tip from a local barista and talk about being at the right place at the right time.Regarding your credit score, while higher scores can open more doors, I've seen folks make strides with scores in the mid-600s.

Long time Scranton resident, investor and realtor here!

I was looking for some advice (viable target areas in Cleveland or Ohio in general, financing options and credible PM/realtor contacts) from the experts here though especially if you are in a similar boat as mine (reside in Canada/Ontario area and invest in US). 

Investment Info:Single-family residence wholesale investment.

Stop hanging out with your deadbeat buddies who spend all day drinking, talking sports, and otherwise wasting away.

If it's an owner occupied loan, the underwriter will need to verify this is your primary residence.

This is why househacking is so powerful when youre getting started - for primary residence loans, 3-5% down is very normal.

I would suggest taking the route of option 2 or 3, so not only are you saving over 10k in rent per year but the residents help in paying down the debt.