Given your situation, one strategy that could work really well for you is the BRRRR method (Buy, Rehab, Rent, Refinance, Repeat). 

After about a month of no response on FF I switched my method to LTR.

These properties can often be acquired through creative financing methods like:Seller Financing: Negotiate flexible terms with motivated sellers who want to avoid traditional bank processes.Lease Options/Subject-To Financing: Take over a seller’s mortgage without assuming full responsibility, especially for properties needing renovation.Creative Terms: Adjust terms to fit market conditions, like offering lower down payments or longer payoff periods.Staying connected with investors and tailoring deals to current conditions can help you secure opportunities even in challenging markets.

Quote from @Tracey Watler: Hello BP, I was looking for a lender in Puerto Rico, I’ve learned that even though Puerto Rico has almost all of the products and methods of the US not all US banks lend in PR. 

For those that rely on traditional methods and personal experience, I can understand this perspective.

@Ramada Evans yes that is all on you....you can go directly on airbnb/vrbo and do a search by the enemy method for houses that are similar to yours in size and bedroom/bathroom. 

Some investors rely on the BRRRR method to keep their capital working, but in a high-rate market, a short-term strategy like flipping a property could also provide a quick cash injection to maintain growth.

We are active in Spain and personally bit by bit getting into Portugal as well.Quick question: is refinancing possible in Portugal (BRRRR method)?

If that is your intention the slow flip method is not for you.

They’re generally easier to manage and can help you gain valuable experience in property management.When you’re ready to scale up and try strategies like the BRRRR method out of state, it’s crucial to have a strong local network.