In the physical arrangement as an I-Beam, the aluminum is far more efficiently used but not as stiff with its bending modulus at 22 to 25 in^4. 

Additionally, my mom and i are acting like partners, and it would be great if we could get enough properties to cover my w2 income and provide my mom with tax write off and extra income for retirement, and i can help arrange management for the properties.

Get the loan first and then arrange things for however you want to do it

Hi AllThank you in advance for your time + help.I am wondering what kind of arrangement you all have with your local person who stops by the residence in case of problems.

Fannie Mae's guidelines verbatim are as follows:Must be occupied by the borrower for some portion of the yearMust be suitable for year round occupancyBorrower must have exclusive control over the propertyMust not be rental property or a timeshare arrangement (this has the following disclaimer in the guidelines:  If the lender identifies rental income from the property, the loan is eligible for delivery as a second home as long as the income is not used for qualifying purposes, and all other requirements for second homes are met (including the occupancy requirement above).Cannot be subject to any agreements that give a management firm control over the OCCUPANCY of the propertyThis means that as long as you intend to occupy the property some portion of the year, you could absolutely rent it while you are not using it. 

The profitability of the investment may also be increased by arranging for a balloon payment, extending the repayment time, or negotiating a reduced interest rate.Thirdly, consider the advantages of purchasing the property using seller financing in the long run.

She then tells me " I cant cut grass , I am a woman and I dont even own a lawn mower "    I told her that the lawn mower doesnt care what gender you are , and if you dont want to mow the lawn I can arrange to have it done for an additional $ 100 per month added to the rent .    

So, we told them we would charge $25 to pick up the rent the first month only until they could make other arrangements, but we would only accept a money order.

They may even help you with arranging contractors, verifying market prices, and more.Start by going to www.narpm.org to search their directory of managers.

P/HMLs run the gamut from disinterested brokers who might arrange a loan for a fee and then disappear, to the giant mega P/HMLs that are more concerned about keeping their Wall Street investors happy, to smaller lenders who lend their own money and actually care that you make a profit.