When a tenant leaves owing $2,000 in damages, reporting them to a credit reporting agency may pressure them into paying you to protect their credit.

yes, you can tap it, but at a high interest rate. that just puts more pressure on whatever you're investing in to be a home run and beat the rate you borrowed at. 

Quote from @Tri Tran: If what you are saying is true, you could pressure her to make this right by filing a complaint with the state board.

For recent purchases: less than 3 years, you probably have to grow with them and think about how can you maximize returns: maybe ADUs, or Coin-laundry or e-pay, renting space on the property for storage, air b and b or mid term rentals, splitting the lots, Tic sales etc... or value add to increase appreciation faster!! 

First one was most expensive, needed new air compressor, new stain, and all new furniture, ~$15k (1BR + loft).  

Never had to beg, pressure, lie or invent the reasons WHY they should sell it to me for X dollars.

Waiting for rates to drop before refinancing mitigates the risk of locking in a high-cost loan and significantly reduces the pressure on cash flow​.Upcoming Opportunities: Many investors who bought aggressively during the 2020-2022 period, especially those with five-year fixed-rate loans, may face challenges when their rates become variable around 2026-2027.

Avoid purchasing in Rent Pressure Zones if possible in order to make things easier with the permitting. 

Bookings and all that is simple- AIR,VRBO, we do a direct site we built but you can get by without.

We gave them the option to move if they needed to - and by doing it the way we did it, it gave them time at their old rate to absorb the news and make a decision for themselves without them being under extreme pressure to move immediately.