I usually adjust temperature right before a check in to make it comfortable for guest.Love the Honeywell 9000 color touchscreen thermostats.They also allow me to locking a temperature range so the guests can't set temperature to 60 in the summer.

DougI agree - The net worth threshold for an accredited investor has remained at $1 million since 1982, and has not been adjusted for inflation.

My current rate is on an adjustable at 9.5% ...Ouch.

Adjust your strategy and/or your team as you go along.hope that helps..

and run a few scenario's then adjust accordingly.

Moreover, if you sell or the tenants want to move and their rents are well below market - they might be in for a shock/lifestyle adjustment/unable to afford current market rents.

We plan to go the most cost-effective route initially, and then adjust later as we build more experience/reserves.Thanks again for all the great feedback!

Also to risk adjust the returns.  

But what difference does it make if the leveraged portfolio earns an insufficient risk adjusted return?

They will also provide guidance on how to handle the conversion and any necessary adjustments.