Anyone who is advertising an "easy way", you are the product.

If you include the costs to build in a purchase of the primary structure, then you can typically roll that into the final loan product.

He teaches people to build small, but productive, portfolios.

There are thousands of lenders and tens of thousands of loan products.

. - the juice isn't worth the squeeze to me on that type of loan product.

With your balance sheet and cash, you can put together creative deals without giving up equity and without using your cash but you are going to need to find a market and product which has 7-8% cap rates.I invest in the northeast, Great Lakes area.Diverse economies with education, healthcare as the back bone and tech as growth.In your area, you’ll have to raise way more capital in the form of equity just to meet DSCR with the banks.

Those fees add to the price of the property and many companies choose to cut other areas like renovations rather than increase the value of their product.  

You steered away from a product that obviously works (look at all the students here defending the product) and makes you a ton of money because you didn't like how the creator of the program "seems" to act in a forum.

Which is also one of the 3 fundamental needs of a business most often (customers, product/service, place of operation). 

There have been a few people that have done Sub2’s that come on here bragging about it.. those that do come on here bragging about seem to be  helping someone promote their product/mentoring , have a product or mentoring they are trying to remote directly or indirectly themselves, or simply do not understand the landscape of Bigger Pockets site.