@Yinna Wang Make sure whoever wrote the policy knows that one unit is being rented because there may be additional requirements.

They got Jared a policy that ran around $4,100 a year, which wasn’t exactly pocket change, but it felt like a workable number once he factored in the premium he could charge per night.

People are buying everything online now - groceries, household appliances, even cars - without actually inspecting the product before they buy it.I guess companies should do away with refund policies, satisfaction guaranteed policies, etc. 

I have the rental properties insured with a variety of lenders and no issues with putting all of them under the umbrella policy.

@Benoy Varghese When I take over a property I send a letter to the existing tenants introducing myself and telling them where to send rent and provide the necessary information regarding my policy for dealing with maintenance issues.

I've contacted 8 insurance companies/brokers and no one offers policies (issue being the subleasing).

This policy will provide additional coverage above what your existing policy covers.

I would recommend to look into something more powerful for business/corporate usage.Section C is not my expertise, but I would recommend to follow  the law and have strong security policy such as minimum password requirements and regular changes.To end this on a positive note, Cybersecurity is slowly moving to the forefront of business thinking and it's taken more seriously now than 10, 20 years ago.

Our insurance policy for the project alone was well over $100k. 

Each can have a variation of their credit policy.