One good thing about building a 2-4 unit as a primary is you less money down and you can use the other units as income to help build a more expensive home.FHA allows for a higher loan amount as you get into the 2, 3 and 4 unit homes and its still only 3.5% down.

That said, it would be hard to determine if this is a move that will help or hurt you with such little information. 

If you have any questions feel free to reach out I can help clear any confusion or help look at the comparisons.  

Hello Gagan, Some important tools and resources I incorporate into my business to help finding deals is to network with local investors.

I'd be intersted in connecting on closing excess or helping you find deals to buy.

If you want some input on what to do after identifying your market, feel free to reach out – I’ve been coaching new investors for a while and am happy to help you however I can.

I'm confident that many private money lenders on here would love to help you, and I would be happy to assist you as well.

My name and my daughter’s name(s) are also in title and the loan.I have really good equity in both properties (six figure) with great interest rates.At some point my daughters and their husbands will move out to upgrade to something bigger.I want to turn these properties into investment properties after my daughters move out:  thinking the best way is to convert in my name only.Also considering leveraging the equity in the properties to help buy new homes/townhomes for my daughters when they are ready as well.Wondering what the best strategies would be for me to expand property portfolio, minimize tax impact , create more passive income while continuing to help my family grow.I appreciate any advice! 

Happy to network and help/mentor any way possible! 

Glad to help.